Roscoe Homes under $700,000

Welcome to Roscoe, Illinois – a charming village that perfectly balances small-town charm with modern conveniences. Nestled along the banks of the Rock River, Roscoe is a hidden gem in Winnebago County, offering a peaceful lifestyle while remaining conveniently close to the bustling city of Rockford. With its picturesque landscapes, friendly community, and an array of recreational activities, Roscoe is an ideal place for families, retirees, and everyone in between.

One of the most appealing aspects of Roscoe is its diverse real estate market, particularly for those seeking homes under $700,000. Here, you’ll find a variety of properties that cater to different tastes and preferences. From cozy single-family homes with spacious yards to contemporary townhouses featuring modern amenities, there's something for everyone. Many of these homes boast beautiful designs, ample living space, and proximity to local parks, schools, and shopping centers.

Roscoe is known for its excellent school district, making it a fantastic choice for families looking to provide their children with a quality education. Outdoor enthusiasts will appreciate the abundance of parks and trails, perfect for hiking, biking, and enjoying the natural beauty of the area. Additionally, the community hosts numerous events throughout the year, fostering a strong sense of belonging among residents.

Whether you’re looking to buy your first home, upgrade, or downsize, Roscoe offers an inviting environment and a vibrant community that makes it a wonderful place to call home. Explore the possibilities today and discover why so many are choosing to make Roscoe their forever home!

Newest Roscoe Homes under $700,000

$315,000

4 Beds ⋅ 2 Baths ⋅ 202606254 MLS

Welcome to this spacious 4-bedroom tri-level home in the desirable Hononegah School District! Offering three levels of living space plus an additional basement with plenty of storage, this home has room for everyone. The jumbo sized eat in kitchen features brand new quartz countertops, with all kitchen appliances included. The family room level offers a cozy wood-burning fireplace and convenient laundry area. Outside, enjoy the privacy-fenced rear yard with a deck and patio space, perfect for relaxing or entertaining. The 3 car garage provides plenty of parking and storage. Recent updates include a new roof in 2025 and water heater in 2025. A great opportunity to own a spacious home with plenty of living space!

524 Merilot, Roscoe

Courtesy of Berkshire Hathaway HomeServices Crosby Starck RE.

$500,000

5 Beds ⋅ 4 Baths ⋅ 202606253 MLS

Freshly renovated 5 bedroom/3.5 bath home on the beautiful Rock River, in the highly sought after Roscoe school system. Great view of the wetlands across the river, which will never be cluttered with construction to obstruct the view! Huge walkout finished basement with egress windows and two exit doors. New roof (June 2026), three new bathrooms (two with double sinks and ceramic showers), wood-burning, brick fireplace with cleanout in lower level, huge decks up and down, covered porch, large storage shed, extra blacktop parking spaces. Easy access to the river, yet high and dry!! UHP Elite Home Warranty provided by seller.

11528 Tanawingo, Roscoe

Courtesy of Century 21 Affiliated.

$184,900

2 Beds ⋅ 2 Baths ⋅ 202606252 MLS

This upper condo unit features open cathedral ceilings that create a bright and airy atmosphere throughout the main living space. The kitchen comes equipped with a new refrigerator and an elegant tile backsplash, while a new water heater provides peace of mind for years to come. In the dining and kitchen areas, durable luxury vinyl plank flooring offers a modern and easy-to-clean surface. Movie nights and sports games are elevated by a massive 150-inch projection screen setup, turning your living room into a private theater. The home is clean, tidy, and move-in ready, complete with an expansive closet that provides plenty of room for all your storage needs. Rounding out this excellent property is a spacious two-car garage, offering secure parking and even more room for tools or gear.

10149 MONARCH RD #119A, Roscoe

Courtesy of DICKERSON & NIEMAN.

$425,000

4 Beds ⋅ 3 Baths ⋅ 202605990 MLS

This very well-maintained ranch-style home offers approximately 1,700 square feet on the main level, plus finished living space in the partially exposed lower level featuring a spacious rec room, 4th bedroom and bath, exercise room, and an exceptional office with wet bar. Custom built by Bob Sonneson Construction, the home features an open great room floor plan with fireplace, 3 full baths, and a 3-car garage. Recent updates include a new roof (2025), furnace and A/C (2024), finished basement (1/2026), water heater (2024), pressure tank (8/2026), interior doors (2023), plus flooring and water treatment system improvements.The paver brick patio and deck are entertainment-ready with an integrated, all-weather, high-fidelity sound system and strategically placed speakers throughout the yard for rich, balanced sound coverage. Custom LED uplighting has also been thoughtfully incorporated along the front faÃ§ade and throughout the rear garden beds and stone pathways, creating an inviting ambiance for everyday enjoyment and evening entertaining. Elementary schools are Ledgewood (Pre-Kâ1st), Stone Creek (2ndâ3rd), and Kinnikinnick (4thâ5th).

6775 Skyview, Roscoe

Courtesy of Berkshire Hathaway HomeServices Crosby Starck RE.

$529,900

4 Beds ⋅ 3 Baths ⋅ 202606208 MLS

Prestigious Prairie Ridge neighborhood nestled between Atwood Homestead Golf Course and the Rock River within the highly desired Rockton School District! This beautiful home, offers a lifestyle of peaceful surroundings and outdoor enjoyment, with a walking path leading directly toward the course and Atwood Forest Preserve, where walking paths follow the Rock River, while still providing easy access to main roads, shopping, dining and everyday conveniences. From the moment you arrive, the gorgeous curb appeal makes a lasting impression. Step into the welcoming foyer and be wowed by the dramatic two-story ceiling in the great room, creating an impressive sense of space and natural light. The spacious main-floor primary suite features a beautiful coffered ceiling, private full bath with double sinks, separate shower and Jacuzzi tub, plus direct access to the deck. Generously sized additional bedrooms on the second floor provide plenty of room for family, guests or a home office. The kitchen offers 42-inch upper cabinets, abundant cabinet space and stunning natural stone countertops. Newer stainless-steel appliances, including the stove and dishwasher replaced in 2024, add to the appeal. Main-floor laundry adds convenience to everyday living. French doors open to a bright sunroom surrounded by an abundance of windows, creating a peaceful retreat to relax and enjoy the views. Step outside to the roomy deck and enjoy the picturesque golf course backdrop from beneath the new pergola, creating the perfect setting for grilling, entertaining or simply relaxing outdoors. The newly landscaped yard and garden filled with flowering perennials add to the home's outdoor appeal. The lower level offers an impressive 1,688 square feet of finished living space, providing exceptional flexibility for recreation, entertaining, hobbies, exercise or additional living areas. A third bathroom is roughed in and ready for future completion. Numerous new fixtures and freshly painted interior rooms add to the move-in-ready appeal. Major updates include the roof, skylights and gutters replaced in 2020, which come with a 50-year roof warranty, plus a new water softener and water heater installed in 2026. A beautiful home in a truly special setting, where golf, the Rock River and a peaceful neighborhood lifestyle come together.

9176 Forest Ridge, Roscoe

Courtesy of Berkshire Hathaway HomeServices Starck RE.

$230,000

2 Beds ⋅ 3 Baths ⋅ 202606126 MLS

Welcome to this beautifully maintained two-bedroom ranch-style condo in the heart of Roscoe! This sought-after end unit offers added privacy and serene views of the open green space, creating a peaceful setting youâll enjoy from the moment you arrive. Inside, the open-concept floor plan seamlessly connects the bright living room, featuring vaulted ceilings and a cozy fireplace, to the spacious dining area and kitchen. The kitchen offers granite countertops, tile backsplash, and plenty of cabinet space, with a newer stove and dishwasher, both approximately two years old. The first-floor primary suite features a private bath with ceramic tile flooring, walk-in shower, and walk-in closet. A convenient first-floor laundry room includes the washer and dryer, which stay with the home. The additional half bath also features a granite countertop. The fully finished basement provides exceptional additional living and entertaining space, complete with a large dry bar, two egress windows, and a full bathroom with tub and ceramic tile flooring. With 100-amp electrical service and a new water heater installed in 2024, this home offers both comfort and functionality. The attached two-car garage provides convenient parking and storage. All appliances stay, including the refrigerator, stove, microwave, dishwasher, washer, and dryer. Monthly condo association fees are $210. Enjoy the convenience of condo living in a desirable Roscoe location while having the privacy and added space of an end unit. A wonderful opportunity to make this well-maintained home your own!

12032 Baneberry #24, Roscoe

Courtesy of Gambino Realtors.

$309,900

3 Beds ⋅ 2 Baths ⋅ 202606101 MLS

Perfectly positioned for convenience and lifestyle, this updated ranch in Cloverdale combines thoughtful enhancements with quality finishes throughout. Situated minutes from downtown Roscoe within the highly desirable Hononegah school district, this 2,244-square-foot home offers the functional layout and modern amenities todayâs buyers demand. The heart of the home features a light-filled living room that flows seamlessly into the dining space, elevated by stylish new lighting and durable luxury vinyl plank flooring that extends into the kitchen. Equipped with solid oak cabinetry, laminate countertops, and sleek stainless steel appliances, the kitchen is as practical as it is inviting. Just off the kitchen, a convenient main-floor laundry room provides versatile space for additional storage or a quiet home office, with direct access to the attached two-car garage. Down the hallway sit two generously sized guest bedrooms and a full bath, along with a restful primary suite featuring a private en-suite bath designed as a peaceful retreat. The freshly renovated lower level expands the homeâs living footprint with new LVP flooring and neutral paint throughout. Here, youâll find an expansive recreation room featuring built-in cabinetry and natural light, a flexible bonus room with a closet and window, and an oversized storage room. With roughed-in plumbing already in place for a third full bath, the lower level offers immediate versatility with excellent potential for future expansion. Outdoors, a welcoming deck overlooks a beautifully landscaped yard complete with a 10â x 16â shed equipped with electric serviceâideal for a workshop, studio, or extra storage. Major improvements include a new roof, gutters, and downspouts installed in 2022, as well as luxury vinyl plank flooring added in 2023. Turn-key, beautifully updated, and conveniently located near downtown Roscoe, this home is truly move-in ready.

6037 Banbridge, Roscoe

Courtesy of Century 21 Affiliated.

$339,900

4 Beds ⋅ 2 Baths ⋅ 202606059 MLS

A MUST SEE! Functional well-cared for Ranch Home located just outside of town, conveniently close to restaurants, shopping and highly Sought-after Hononegah High School District. So much to offer starting with 4 Bedrooms, a family room that provides a beautiful scenery with its abundance of windows and cozy electric fireplace, a well thought out modern kitchen along with a sizeable living room and pristine hard wood floors. In the lower level you will find the 4th bedroom, along with a finished Rec area and bonus room that could be used as an office or additional bedroom with plenty of storage space, and let's not forget about the 4-car garage, if this wasn't enough it sits on a 1-acre lot. Seller is offering a 12-Month UPH Warranty.

8731 Elevator, Roscoe

Courtesy of Century 21 Affiliated.

$180,000

2 Beds ⋅ 2 Baths ⋅ 202606026 MLS

Welcome to this spacious main-floor, 2-bedroom, 2-bath condo offers approximately 1,400 square feet of comfortable living space with an open floor plan designed for easy everyday living and entertaining. Step inside to an abundance of natural light, warm paint tones, and an inviting layout that seamlessly connects the kitchen, dining, and living areas. The kitchen features a large peninsula with a built-in breakfast bar, providing additional seating and workspace while overlooking the main living area. The spacious primary suite features a walk-in closet and private bath with a convenient stand-up shower. A second bedroom and full bathroom provide flexibility for guests, a home office, or additional living space. In-unit laundry adds everyday convenience. Step outside onto your private deck, perfect for morning coffee, relaxing in the evening, or enjoying a fall cookout. The attached 2.5-car garage provides plenty of parking along with additional storage space. With the HOA handling exterior maintenance, you can enjoy the benefits of low-maintenance condo living and spend less time worrying about exterior upkeep. Located in the desirable Rockton-Hononegah School District, this condo is conveniently situated near parks, shopping, dining, and I-90, providing easy access to southern Wisconsin and the greater Chicago area. Whether you're a first-time buyer, downsizing, looking for a home during a transition, or adding to your investment portfolio, this well-maintained condo offers a great combination of space, comfort, convenience, and flexibility. Please note: Some photos have been virtually staged to help illustrate the potential use and layout of the space.

10152 C Monarch, Roscoe

Courtesy of Keller Williams Realty Signature.

$182,000

2 Beds ⋅ 2 Baths ⋅ 202606024 MLS

Welcome to this spacious 2-bedroom, 2-bathroom second-floor condo offers approximately 1,400square feet of comfortable living space with an open floor plan designed for easy living and entertaining. From the moment you step inside, youâll appreciate the vaulted ceiling and abundance of natural light highlighting the fresh paint and luxury vinyl flooring throughout the main area. The updated kitchen features freshly painted black cabinetry for a modern touch, along with a large peninsula and built-in breakfast bar overlooking the dining and living areas. The open layout creates a welcoming space for everyday living or entertaining guests. The spacious primary suite offers a walk-in closet and private bathroom with a convenient stand-up shower. An additional bedroom and full bathroom provide plenty of space for guests, a home office, or flexible living arrangements. The convenience continues with an in-unit laundry area. Step outside onto your private deckâperfect for enjoying your morning coffee, relaxing in the evening, or firing up the grill for a fall cookout. A major bonus is the attached 2.5-car garage, complete with additional storage space. With the HOA handling exterior maintenance, you can enjoy the benefits of low-maintenance living while spending less time worrying about upkeep and more time enjoying your home. Located in the desirable Rockton-Hononegah School District and just minutes from parks, shopping, and I-90, this condo provides convenient access to southern Wisconsin and the Chicago area. Whether youâre a first-time buyer, downsizing, looking for a home during a transition, or an investor seeking a great addition to your portfolio, this updated and well-maintained condo offers comfort, convenience, and flexibility. Some Photos have been Virtually Staged

10215 D Metalmark, Roscoe

Courtesy of Keller Williams Realty Signature.

$359,000

3 Beds ⋅ 2 Baths ⋅ 202606010 MLS

Beautifully maintained and inviting open-concept ranch offering 1,767 sq ft of comfortable main floor living! This well designed home features 3 bedrooms, 2 full baths, and a spacious great room that creates a warm, welcoming atmosphere. The primary suite includes a private bath and walk-in closet, while the formal dining room provides the perfect space for gatherings and entertaining. The eat-in kitchen offers convenient everyday dining, and main floor laundry adds to the ease of one level living. The unfinished full basement provides excellent potential for additional living space, recreation, storage, or future finishing. Enjoy the convenience of an attached 3 car garage, spacious deck, fully fenced backyard and storage shed-perfect for relaxing, entertaining and enjoying the outdoors. Roof was replaced in 2023. Ideally located in the desirable Rockton/Hononegah school area, this home offers space, functionality, and convenience in a great Roscoe location. A wonderful opportunity to make this ranch your own!

628 Overture, Roscoe

Courtesy of Gambino Realtors.

$585,400

3 Beds ⋅ 2 Baths ⋅ 202605987 MLS

One owner beauty in Roscoe! Beautiful, clean, and exceptionally well maintained, this stunning ranch home offers a split bedroom floor plan, custom upgrades, and a finished lower level. The home features a gorgeous in ground pool and is truly move in ready, better than new! 2200 SF 1st floor, 1200 SF finished lower level. From the moment you step inside, you'll see the care and attention to detail throughout. This is a home you'll fall in love with and want to call your own. Perfect from entry to exit!

6103 HATHAWAY, Roscoe

Courtesy of DICKERSON & NIEMAN.

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