Roscoe Homes under $300,000

Welcome to Roscoe, Illinois — a charming village that beautifully balances small-town charm with modern conveniences. Nestled in the scenic landscapes of Winnebago County, Roscoe is an ideal place for families, young professionals, and retirees alike. With its friendly community atmosphere, excellent schools, and an abundance of recreational opportunities, Roscoe truly feels like home.

One of the most appealing aspects of Roscoe is its diverse housing market, particularly for those seeking affordable options. Homes under $300,000 are plentiful, offering a variety of styles that cater to different tastes and needs. Whether you're in search of a cozy single-family home with a spacious backyard, a contemporary townhouse, or a charming vintage property, Roscoe has something to fit every lifestyle.

Families will appreciate the proximity to top-rated schools and parks, while outdoor enthusiasts can explore the nearby Kishwaukee River and numerous hiking trails. Local shops, restaurants, and community events further enhance the vibrant atmosphere, making it easy to get involved and meet your neighbors.

Roscoe's convenient location also provides easy access to larger cities like Rockford and Beloit, ensuring that residents can enjoy the tranquility of suburban life while still being close to urban amenities.

If you’re looking to settle down in a welcoming community with affordable housing options, Roscoe, IL, is the perfect place to call home. Explore the available homes under $300,000 today and discover the charm and opportunities that await you in this delightful village!

Newest Roscoe Homes under $300,000

$184,900

2 Beds ⋅ 2 Baths ⋅ 202606252 MLS

This upper condo unit features open cathedral ceilings that create a bright and airy atmosphere throughout the main living space. The kitchen comes equipped with a new refrigerator and an elegant tile backsplash, while a new water heater provides peace of mind for years to come. In the dining and kitchen areas, durable luxury vinyl plank flooring offers a modern and easy-to-clean surface. Movie nights and sports games are elevated by a massive 150-inch projection screen setup, turning your living room into a private theater. The home is clean, tidy, and move-in ready, complete with an expansive closet that provides plenty of room for all your storage needs. Rounding out this excellent property is a spacious two-car garage, offering secure parking and even more room for tools or gear.

10149 MONARCH RD #119A, Roscoe

Courtesy of DICKERSON & NIEMAN.

$230,000

2 Beds ⋅ 3 Baths ⋅ 202606126 MLS

Welcome to this beautifully maintained two-bedroom ranch-style condo in the heart of Roscoe! This sought-after end unit offers added privacy and serene views of the open green space, creating a peaceful setting youâll enjoy from the moment you arrive. Inside, the open-concept floor plan seamlessly connects the bright living room, featuring vaulted ceilings and a cozy fireplace, to the spacious dining area and kitchen. The kitchen offers granite countertops, tile backsplash, and plenty of cabinet space, with a newer stove and dishwasher, both approximately two years old. The first-floor primary suite features a private bath with ceramic tile flooring, walk-in shower, and walk-in closet. A convenient first-floor laundry room includes the washer and dryer, which stay with the home. The additional half bath also features a granite countertop. The fully finished basement provides exceptional additional living and entertaining space, complete with a large dry bar, two egress windows, and a full bathroom with tub and ceramic tile flooring. With 100-amp electrical service and a new water heater installed in 2024, this home offers both comfort and functionality. The attached two-car garage provides convenient parking and storage. All appliances stay, including the refrigerator, stove, microwave, dishwasher, washer, and dryer. Monthly condo association fees are $210. Enjoy the convenience of condo living in a desirable Roscoe location while having the privacy and added space of an end unit. A wonderful opportunity to make this well-maintained home your own!

12032 Baneberry #24, Roscoe

Courtesy of Gambino Realtors.

$180,000

2 Beds ⋅ 2 Baths ⋅ 202606026 MLS

Welcome to this spacious main-floor, 2-bedroom, 2-bath condo offers approximately 1,400 square feet of comfortable living space with an open floor plan designed for easy everyday living and entertaining. Step inside to an abundance of natural light, warm paint tones, and an inviting layout that seamlessly connects the kitchen, dining, and living areas. The kitchen features a large peninsula with a built-in breakfast bar, providing additional seating and workspace while overlooking the main living area. The spacious primary suite features a walk-in closet and private bath with a convenient stand-up shower. A second bedroom and full bathroom provide flexibility for guests, a home office, or additional living space. In-unit laundry adds everyday convenience. Step outside onto your private deck, perfect for morning coffee, relaxing in the evening, or enjoying a fall cookout. The attached 2.5-car garage provides plenty of parking along with additional storage space. With the HOA handling exterior maintenance, you can enjoy the benefits of low-maintenance condo living and spend less time worrying about exterior upkeep. Located in the desirable Rockton-Hononegah School District, this condo is conveniently situated near parks, shopping, dining, and I-90, providing easy access to southern Wisconsin and the greater Chicago area. Whether you're a first-time buyer, downsizing, looking for a home during a transition, or adding to your investment portfolio, this well-maintained condo offers a great combination of space, comfort, convenience, and flexibility. Please note: Some photos have been virtually staged to help illustrate the potential use and layout of the space.

10152 C Monarch, Roscoe

Courtesy of Keller Williams Realty Signature.

$182,000

2 Beds ⋅ 2 Baths ⋅ 202606024 MLS

Welcome to this spacious 2-bedroom, 2-bathroom second-floor condo offers approximately 1,400square feet of comfortable living space with an open floor plan designed for easy living and entertaining. From the moment you step inside, youâll appreciate the vaulted ceiling and abundance of natural light highlighting the fresh paint and luxury vinyl flooring throughout the main area. The updated kitchen features freshly painted black cabinetry for a modern touch, along with a large peninsula and built-in breakfast bar overlooking the dining and living areas. The open layout creates a welcoming space for everyday living or entertaining guests. The spacious primary suite offers a walk-in closet and private bathroom with a convenient stand-up shower. An additional bedroom and full bathroom provide plenty of space for guests, a home office, or flexible living arrangements. The convenience continues with an in-unit laundry area. Step outside onto your private deckâperfect for enjoying your morning coffee, relaxing in the evening, or firing up the grill for a fall cookout. A major bonus is the attached 2.5-car garage, complete with additional storage space. With the HOA handling exterior maintenance, you can enjoy the benefits of low-maintenance living while spending less time worrying about upkeep and more time enjoying your home. Located in the desirable Rockton-Hononegah School District and just minutes from parks, shopping, and I-90, this condo provides convenient access to southern Wisconsin and the Chicago area. Whether youâre a first-time buyer, downsizing, looking for a home during a transition, or an investor seeking a great addition to your portfolio, this updated and well-maintained condo offers comfort, convenience, and flexibility. Some Photos have been Virtually Staged

10215 D Metalmark, Roscoe

Courtesy of Keller Williams Realty Signature.

$300,000

4 Beds ⋅ 2 Baths ⋅ 202605929 MLS

Enjoy an out-of-town feel with neighborhood convenience in the highly sought-after Hononegah High School District, served by Roscoe schools! This spacious ranch on over a 1/2 acre lot offers 3 main-floor bedrooms and 2 full baths, including a primary suite, plus two separate living areas. The formal living room provides a welcoming space at the front of the home, while the second living area features a wood-burning fireplace and opens to the eat-in kitchen. Just beyond is a three-season porch with double-hung windows, laundry area and access to the backyard patio. The finished lower level offers plenty of additional space with a 32' x 13' rec room, flex space, bonus room, finished storage and a fourth bedroom measuring approximately 9' x 13' with a partial-exposure window and no closet, plus unfinished mechanical/storage space. An attached 2.5-car garage and expanded driveway add convenience, with the driveway extending back to a large outdoor shed offering excellent space for projects, lawn equipment or additional storage. Major updates and inclusions include a re-roof in 2021, A/C approximately 3 years old, gas stove approximately 2 years old, and washer and dryer approximately 1 year old. Private well and septic. Convenient access to shopping, I-90 and the Highway 173 corridor! Some pictures show alternates with staging of what the space could be with furniture and the outside as a patio space

8482 NORTH CREEK RD, Roscoe

Courtesy of Keller Williams Realty Signature.

$279,900

3 Beds ⋅ 3 Baths ⋅ 202605621 MLS

Updated 3 bed, 3 bath ranch in a highly desirable Roscoe subdivision within the Hononegah School District. This move in ready home combines reliable new mechanicals, thoughtful updates, and a quiet, established neighborhood setting. The main level features a bright living room with hardwood floors and a cozy gas log ventless fireplace, plus a functional kitchen with new GE stainless appliances. Two full baths include a private primary suite. Recent upgrades include a new furnace, new washer/dryer, new toilets, new remote controlled ceiling fans, a Nest smart thermostat, and a Ring video doorbell. The finished lower level expands your living space with a large rec room, a third full bath, and flexible finished areas ideal for a home office, gym, or guest space. Outside, enjoy a fenced backyard perfect for pets, gardening and entertaining. The home also offers a maintenance free exterior, newer roof, and an attached 2 car garage. Low property taxes add to the homeâs long term affordability. Located in a quiet Roscoe subdivision known for annual neighborhood events, holiday activities, and a private park just down the road. Minutes from forest preserves, walking trails, dog park, golf course, and convenient interstate access.

10990 LINDEN BLOSSOM, Roscoe

Courtesy of DICKERSON & NIEMAN.

$69,900

3 Beds ⋅ 2 Baths ⋅ 202605433 MLS

Welcome to 5413 Mahogany Lane in Roscoe! This spacious 1,387 sq. ft. home offers a desirable split-bedroom ranch-style layout with comfortable living space and a great combination of privacy, convenience, and location. The heart of the home is the open kitchen featuring a large center island, providing plenty of workspace for meal prep, entertaining, or anyone who loves to bake. The open layout creates an inviting space for everyday living and gathering with family and friends. Step outside and enjoy the beautiful private backyard surrounded by mature trees, offering a peaceful setting to relax, entertain, or simply enjoy the outdoors. Located in a quiet neighborhood that's great for walking, the home is also conveniently close to Kieselburg Forest Preserve and just minutes from a wide variety of shopping, restaurants, and everyday conveniences. Adding even more value and peace of mind, the home features a brand-new roof installed in August 2026. If youâre looking for comfortable one-level living, a functional floor plan, a great kitchen, and a peaceful Roscoe location, 5413 Mahogany Lane is one you'll want to see. Seller will give $2000 credit toward lot rent.

5413 Mahogany, Roscoe

Courtesy of Century 21 Affiliated.

$285,000

3 Beds ⋅ 2 Baths ⋅ 202605293 MLS

Back on Market!! Buyer couldn't sell their home so we are back on Market! Nestled on a spacious .46-acre lot in a desirable Roscoe neighborhood, this inviting 3-bedroom, 2 full-bath home offers the perfect combination of comfort, space, and efficiency. Step inside to a warm and welcoming living area highlighted by a beautiful wood-burning fireplace, creating the perfect gathering place for cozy evenings with family and friends. The functional floor plan provides comfortable living spaces and plenty of room to make lasting memories. Outside, you'll love the expansive backyard featuring a large deck, ideal for summer barbecues, morning coffee, or simply relaxing while enjoying the peaceful surroundings. The generous lot offers plenty of space for gardening, entertaining, or outdoor activities. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the 2.5-car garage, while the solar panels help improve energy efficiency and can provide long-term savings on utility costs. Whether you're searching for your first home, looking for more room to grow, or simply wanting a home with a large yard and desirable amenities, this property checks all the boxes. Roof-2021, A/C and Furnace- 2022 and Solar Panels- 2023

9375 Winterfield, Roscoe

Courtesy of Re/Max Professional Advantage.

$80,000

3 Beds ⋅ 2 Baths ⋅ 202605186 MLS

Amazing space to spread out in this 1848 SF manufactured home! Open floor plan concept features formal living room, formal dining room, family room, spacious chef's kitchen with island and informal dining area all within view. There are 3 bedrooms and two full baths including the main bedroom with ensuite bath that includes a double vanity sink, soaking tub, and separate shower. An abundance of storage and closets found here. Large laundry area with storage and a separate room being used as a pantry now but is plumbed to add a toilet if desired. The 2.5 car garage is attached. The home has a generous deck perfect for entertaining. A must see! New washer, dryer & hot water heater in 2026. This is an over 55 community.

5541 MAHOGANY, Roscoe

Courtesy of DICKERSON & NIEMAN.

$73,900

3 Beds ⋅ 2 Baths ⋅ 202605085 MLS

LOCATION, LOCATION! This 3 bed 2 bath home with 2.5- car garage offers lots of updates throughout. Furnace 2019, AC 2019, Roof 2022 (previous owner respectively) Water softener 2025, Reverse Osmosis 2025, Refrigerator 2024, Dishwasher 2025. In addition, this mobile home features open floor plan with a gas fireplace facing the living room, spacious kitchen area with additional cabinet space and quartz counter tops. Outdoor space offers a deck with maintenance free handrails and fenced in patio. Don't miss out on this opportunity, only minutes from Interstate I-90 entrance.

8511 Fig Tree Lane, Roscoe

Courtesy of Realty One Group Strategies.

$65,000

3 Beds ⋅ 2 Baths ⋅ 202605010 MLS

Nicely maintained home in Forest View.This is a 55 and over community. Newer water heater, newer furnace and A/C, primary bath has whirlpool tub.

8616 Summerwood, Roscoe

Courtesy of Re/Max Valley Realtors.

$64,900

3 Beds ⋅ 2 Baths ⋅ 202604949 MLS

This beautiful 3-bedroom 2-bath home features an open floor plan from the living room through the kitchen with vaulted ceilings and newer laminate flooring. The kitchen amenities include stainless steel appliances with a new dishwasher in 2025, microwave in 2024 and an abundance of oak cabinets for storage. The master suite features a nice sized walk-in closet, private bath, linen cabinet and skylight for added natural lighting. The back entrance leads out to the fenced-in yard with a large 30 ft x 15 ft L-shaped patio new in 2021 and deep 2.5 car detached garage for extra storage. Eco-friendly solar panels give you the added benefit of lower energy bills. Located within minutes of shopping, dining, entertainment and I-90 access. New circuit breaker box in 2020 and new concrete driveway installed in 2016. All appliances included. Donât miss this move-in ready home located in a 55+ community!

5509 Heartwood Lane, Roscoe

Courtesy of Keller Williams Realty Signature.

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